| Sample Analysis Of Sub-Prime Auto Pool | ||||||||||
| Pool Definition |
No. of Contracts |
Aggregate Balance | WACP | WAOP | WAC | Original Term WAOT |
Remaining Term WART |
Seasoning WAS |
||
| SP Auto 1 | 3,817 | $ 28,883,239 | $ 6,413 | $ 7,567 | 18.07 | 41 | 34.04 | 5.961 | ||
| Geographic Disbursement | ||||||||||
| Georgia | South Carolina |
New Jersey |
New York |
Texas | Tennessee | Virginia | ||||
| 22% | 19% | 18% | 15.1% | 11% | 8.3% | 6.6% | Collateral Age by Model Year | |||
| 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 |
| .04% | .26% | 1.79% | 7.00% | 11.03% | 18.24% | 19.00% | 16.07% | 10.46% | 10.03% | 6.08% |
| Delinquency Report for a Sample Ford Credit (Prime) Portfolio2 | ||||||||||
| Number of Contracts Outstanding | 1999 | 1998 | 1997 | |||||||
| 3,558k | 3,612k | 3,438k | ||||||||
| Average Daily Delinquencies as % of Average Contracts Outstanding |
||||||||||
| 31-60 days | 2.36% | 2.54% | 2.21% | |||||||
| 61-90 days | 0.22% | 0.26% | 0.17% | |||||||
| Over 90 days | 0.06% | 0.08% | 0.04% | |||||||